Description

Did you know that you could talk yourself out of debt? Yes, really you could talk your way out of debt. Does this sound just too good to be true - that you could just talk your creditors into helping you?
The solution is called debt negotiation, debt settlement, or debt arbitration. But whichever you call it, it's basically the same thing. It's where you contact your creditors and talk them into helping you get out of debt.
The author shares his personal phone calls to banks that saved more than $43,000 for himself, his family, and friends These 52 phone calls, out of the hundreds he has made, demonstrate exactly what worked, what didn't, and why. In each call transcript, for anonymity, banks have been renamed as dog breeds and their reps as bugs.: )
In this book, you will discover proven negotiation strategies, and build your confidence while learning how to:
(1) get annual fees waived;
(2) lower your current interest rates;
(3) shop for the best credit card deals;
(4) get late-payment, over-limit, and cash-advance fees waived;
(5) compare loan options and calculate savings;
(6) dispute charges and get all your refunds;
(7) negotiate account settlements; and much more